RECESSION RESCUE! Everyone should watch how one family saved $800 a month. It's a quick video by ABC News without any commercials, so check it out now at:
http://cosmos.bcst.yahoo.com/up/player/popup/?cl=7044786

Here are 10 ways to help a family save $800 a month:

1. Switch banks to avoid those pesky $1-$3 ATM fees. There are banks with free services. Use them!
2. Don't eat out! Breakfast, lunch, and a snack here or there -- the couple profiled could save as much as $400 a month by dashing before dining out. So can you. Think about it.
3. Limit home entertainment. Cut premium channels. The couple profiled had four premium channels. One should be enough. Perhaps you rent one too many videos. Borrow from friends instead -- or go to the library to borrow for free.
4. Summarize household expenditures. Many couples don't realize what other half is spending. The wife was shocked to learn that her husband was spending $180 a month on video games!
5. Avoid overdraft fees by regularly balancing checkbook. The couple perhaps should have separate checking accounts, but that's another story.
6. Pay off credit cards! Okay you don't like to hear this one, but pay your credit cards on time and pay more than the minumum due. We suggest you put your credit card in water and then in the freezer. This way you will have to think a long time before spending on it, yet it will be available for emergencies. Believe me, it is sublime when you don't owe a dime! =-) I don't owe a dime!
7. Take advantage of flexible spending accounts at work. The couple could save as much as $1,500 a year!
8. Buy Gas at "Cash Only" stations. Gas is really cheaper if you at the stations that pass along savings because they don't pay the credit card commissions. So pay cash and know that these stations often even have a surcharge on debit cards!
9. Cancel magazine and newspaper subscr i ptions --Everything is available online for free, so why pay for magazines?
10. Cut the caffeine when you leave home! A latte can run $4 day, and if you're drinking 4-5 times a week you can save $80 a month). Say goodbye Starbucks! That's almost $1,000 a year!

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http://www.mermaidmonkey.com/index.html